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Discriminating Risk

Name: Discriminating Risk
Brand: Cornell University Press
SKU: 9780801440663
Price: 81.42 EUR
Availability: InStock

The U.S. Mortgage Lending Industry in the Twentieth Century

Автор: Guy Stuart

Език:

Корици: С твърди корици

Издател: Cornell University Press

Наличност: Външен склад

Изпращаме след 9-15 дни

81.42 € 159.24 лв

Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be under...

Информация за книгата

Автор

Guy Stuart

Език

Английски език

Корици

Книга - С твърди корици

Издадена

2003

страници

272

EAN

9780801440663

ISBN

0801440661

Enbook ID

04706315

Издател

Cornell University Press

Теглоt

567

Размери

152 x 229 x 25

Пълно описание

Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks and the production of space. Stuart's history of lenders' risk criteria reveals that they were synthesized from rules of thumb, cultural norms and untested theories. In addition, his interviews with real estate and lending professionals in the Chicago housing market show us how the criteria are implemented today. Drawing on census and Home Mortgage Disclosure Act data for quantitative support, Stuart concludes with concrete policy proposals that take into account the social structure in which lenders make decisions.